How would your character look when he reaches the maximum level in The Division?
You can reach up to level 30 in The Division and the main content of the game will already be completed till by then. You’ll only need to tackle the end-game after reaching that level.
The inventory at that level will also be full of high-damage weapons and hi-stat gears. All the talent slots will also be open for you at that point.
What more do you need?